Abaco À La Card

Due to fiscal changes, the IRS tax amount that is due for the food subsidy, has increased for direct cash payments.

To counterbalance this change, banks developed a new product that consists in a debit card that will hold the monthly food subsidy amount. In order to communicate the monthly amounts to the bank, a specially formatted file must be delivered.

Abaco’s solution enables this option.

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With this card the employee sees an increase in their net income comparably to the traditional cash transfer. The only limitation of this solution, is the fact that the amount is only spendable in restaurants, cafes, bars, supermarkets, groceries, etc.

To check the available amount at each time, the employee has 2 options:

Go to an ATM and get the card remainder amount

Access the card issuer specific website

Use the issuer mobile app



Abaco’s BES a la Card solution solves this problem by generating the aforementioned bank file in a simple way. A specially designed DMEE tree uses the HR calculated amounts to create a new bank file with those amounts and prepared to be sent.


Business Value

Increase your employees net income;

Reduce administrative work;

Generate specific bank file for these amounts;

Decrease error probability.


Key Facts

No additional licensing required;

No middleware necessary;

Fast deployment;

Simple two-step process to generate both bank files.


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